This is all of it. There is no second model behind this one.
It adds up three things you can check yourself: patterns confirmed, evidence held, whether a dispute route is open. Not a prediction of what comes back — nobody can compute that.
A · Pattern match — up to 55
| Pattern | Tier | Weight |
|---|---|---|
| Self-Admission | A | 25 |
| Withdrawal Fee | A | 25 |
| Fabricated Emergency | B | 15 |
| Broken Promise | B | 15 |
| Duplicate Broadcast | C | 8 |
| Emotional Coercion | C | 8 |
| Off-Platform Migration | D | 5 |
Weights come from the evidence tiers in the pattern library — the table above; confirmed patterns are summed and capped at 55. Two tier-A patterns reach the cap on their own, deliberately. A third does not make a strong case stronger, so the number stops rising.
Answers marked “not sure” score zero. They appear in your result with their definitions, so you can decide — but they never add a point. We count only what you confirmed.
Highest applicable item only — evidence does not stack, because a chat export contains the screenshots.
| What you have | Points |
|---|---|
| A written reply from the platform about the account | 25 |
| A full export of the conversation | 15 |
| Screenshots with visible dates | 10 |
| Card statements or payment records | 8 |
| Nothing saved yet | 0 |
The platform’s own written reply is the strongest single document in this category, and almost nobody has one. Requesting it is step two of every result page, whether or not you buy anything.
Driven by two dates and the payment method.
| Situation | Points |
|---|---|
| Card payment, most recent payment within 120 days | 20 |
| Card payment, 120–540 days ago, discovered within the last 120 days | 15 |
| Card payment, 120–540 days ago, discovered earlier | 10 |
| Card payment, more than 540 days ago | 5 |
| Card payment, dates not given | 10 |
| Bank transfer only — a limited route | 8 |
| Crypto, gift cards, or a personal transfer app only | 0 |
The second row is the discovery rule: for some categories the clock runs from the day you found out. It is why the check asks for two dates. It is the most common reason someone who assumed they were too late turns out not to be.
The last row is not a soft outcome. Crypto or gift-card money has no dispute route; the result says so and offers no pack. Selling documents into a route that does not exist is the thing we are here not to do.
| Score | Band | What the result page does |
|---|---|---|
| 0–29 | No documented match | Explains why, links the guides, offers nothing |
| 30–54 | Partial match | Shows near-misses and what would change the picture. Offers nothing |
| 55–74 | Matches documented patterns | Full explanation, three next steps, pack offered |
| 75–100 | Strong match | Same, with the reason codes that apply |
Below 55 nothing is for sale. Not a reduced package, not a consultation. A rule in the product, not a courtesy.
Someone who moved to Telegram, was asked for a fee to “release” a payout, has screenshots with dates, and paid by card four months ago:
B · screenshots with dates = 10
C · card, 120–540 days ago, discovered recently = 15
Total 55 — bottom of the “matches documented patterns” band.
The same person, having also got a reply from the platform: B rises from 10 to 25, total 70. That one email carries as much weight as a tier-A pattern, and more than any pattern below it. The result page says so.
It does not predict a bank’s decision.
It does not care how much money was involved. A $60 case and a $6,000 case with the same evidence score the same. The dispute rules do not distinguish them, and neither does our price.
It does not learn from you while you use it. These weights change only in the published model, with a note on what changed and why, after review. Never silently.